Check your credit reports as often as you want, it won't affect your scores.
Find out moreAt Momi, we are committed to making financial services simple, transparent, and accessible. Our mission is to provide trusted loan solutions that empower individuals and businesses to grow and achieve their goals. We believe in building long-term relationships through integrity, innovation, and customer-first service. With tailored financial products, quick processing, and dedicated support, we strive to be more than just a lending partner — we aim to be a catalyst for your financial success.
To be the most trusted financial partner delivering growth and stability for everyone.
To simplify lending, empower customers, and ensure secure financial services for all.
Integrity, innovation, customer-first approach, and long-term relationships.
Founded
Happy Clients
Team Members
Awards Won
Our leadership team combines deep industry expertise with a passion for innovation and customer success.
With 8+ years of experience, Kanika drives strategy, partnerships, and innovation at Momi Financial Services.
Sunny ensures customer satisfaction, operational excellence, and product innovation.
Get instant approval and funds directly in your bank account within just 1 day of your approval. Fast, simple, and hassle-free.
Our friendly and dedicated support team is available to guide you through every step of the process, anytime you need us.
We believe everyone deserves financial help. Even with a less-than-perfect credit history, you can still qualify for our loans.
Get instant financial support for your needs such as education, travel, wedding, or medical emergencies. Our Personal Loans come with flexible repayment options and quick disbursal.
A Personal Loan is an unsecured loan provided by banks or financial institutions to meet personal expenses. It does not require collateral and can be used for multiple purposes like education, travel, or emergencies.
No, personal loans are unsecured loans and do not require collateral.
Once approved, funds are usually disbursed within 24–48 hours.
Loan amounts usually range from ₹50,000 to ₹25 Lakhs, depending on eligibility.
Yes, most lenders allow prepayment or foreclosure, but some may charge a small fee.
Expand or start your business with our specially designed Business Loans. Ideal for SMEs, startups, and entrepreneurs looking for working capital, equipment purchase, or expansion.
A Business Loan is financial support given to businesses for growth, expansion, or working capital needs. It can be secured or unsecured, depending on loan type and eligibility.
Collateral may be required for higher loan amounts, but small-ticket loans can be unsecured.
Business registration, financial statements, tax returns, bank statements, and ID proof are typically required.
Approval usually takes 5–7 working days, depending on document verification and loan type.
Own your dream home with our affordable Home Loans. Whether it’s buying a new house, constructing on your plot, or renovating your home – we’ve got you covered.
A Home Loan is financial support from banks or financial institutions to buy, construct, or renovate residential property. The property itself serves as collateral against the loan.
Yes, you can claim tax benefits under Section 80C and 24(b) of the Income Tax Act.
Home loans generally come with tenures ranging from 5 years to 30 years.
Missing an EMI may attract late payment charges and impact your credit score negatively.
| Category | Personal Loan | Home Loan | Business Loan |
|---|---|---|---|
| Identity Proof | Aadhaar, PAN, Passport, Voter ID, Driving License | Aadhaar, PAN, Passport, Voter ID, Driving License | Aadhaar, PAN, Passport, Voter ID, Driving License (Applicant & Business Owners) |
| Address Proof | Aadhaar, Passport, Utility Bill, Rent Agreement | Aadhaar, Passport, Utility Bill, Rent Agreement | Aadhaar, Passport, Utility Bill, Rent Agreement (Business & Personal) |
| Income Proof |
Salaried: Salary slips (3–6 months), Form 16, Bank statements (6 months) Self-employed: ITR (2–3 years), Business proof, Bank statements |
Salaried: Salary slips (3–6 months), Form 16, Bank statements (6 months) Self-employed: ITR (3 years), Balance Sheet & P&L, Bank statements |
ITR (2–3 years), Bank statements (12 months), Balance Sheet & P&L (CA-certified, 2–3 years) |
| Property Documents | Not required | Sale Agreement, Title Deed, NOC, Approved Building Plan, Property Tax Receipts | Not required |
| Business Documents | Not required | Not required | Registration Certificate, GST, Partnership Deed / MOA / AOA |
| PAN Card | Mandatory | Mandatory | Mandatory (Business & Individual) |
| Photographs | Passport-size | Passport-size | Passport-size |
| Other | Employment certificate (sometimes) | Guarantor details (sometimes) | Collateral documents (if required) |
Note: Requirements can vary by bank/NBFC. This list is India-focused.
We would love to hear from you! If you have any questions, comments, or just want to say hello, feel free to reach out. Simply fill out the form below, and we'll get back to you as soon as possible.